- Tulsa County Bond Money ( Please Note: At this time there is no more of the bond money assistance available. If you would like me to notify you when the next issue comes out please call Gilda 918-808-0224 or send me an email to
Gilda@GreaterTulsa.com
Rate 5.20%, Down Payment Assistance-3.0% of the sales price
Loan types allowed: FHA and VA
Property eligibility---Tulsa County; buyer must have a minimum of 620 credit score
Seller can additionally assist in paying closing costs, making it very affordable to purchase a home.
No repayment is ever required for Tulsa County Bond 3% down payment assistance. No second mortgage is filed.
This is for first time home buyers, or if you have not owned a home in 3 years, and do not exceed income limits (maximum annual income cannot exceed $73,151 for a family of three or more in household.)
- State Bond Money Available- 1st Gold Loan (OHFA- Oklahoma Housing Finance Agency - www.ohfa.org)
Rate 5.50% (2010 program), Down Payment Assistance = 3.5% of the sales price
Loan types allowed: FHA, VA, RD and HUD 184
Property eligibility---entire state of Oklahoma- Buyer must have a minimum of 620 credit score.
Seller can pay closing costs.
This is for first time buyers or those that have not owned a home in 3 years and do not exceed income limits of $59,300 for 1-2 person household and $68,194 for 3 or more person household
Soft-second mortgage (0 interest) for the 3.5% assistance, prorated and completely forgiven after buyer lives in house for 5 years. New final Closing has been extended to 5-25-2011
- Rural Development Financing
for qualifying areas outside of Tulsa city limits
*No Mortgage Insurance!
*No Cash Reserve Requirements!
*102% of Appraised Value to Cover Closing Costs!
*No Cap on mortgage amount other than the Appraisal (plus USDA-RD Fee)!
*6% Seller Concessions Allowed to cover closings costs!
*Gifts allowed and DO NOT NEED to come from relative!
*30 year fixed and no Mortgage Insurance added to pament!
*All Closing Costs can be included in the loan!
*Try USDA-RD BEFORE FHA because require NO DOWN PAYMENT!
*Standard Site Built Homes. No MFH, Modular, Log, etc.
*First Time Home Buyers Allowed or those that just sold a home and are purchasing again!
*Minimum credit score of only 620-640 on all borrowers to go No Money Down!
*No Declining Markets, all available at 100% LTV!
*http://eligibility.sc.egov.usda.gov
- Veteran Loans (VA)
This 100% no down paymet loan for anyone who has served, or is now serving in our Military. Your funding fee may be waived if you have a documented disability. If you can get the seller to pay your closing costs you can move in for a $1.00. Wow! Income limits do not apply and you do not have to be a first time buyer.
Find out if you qualify for one of the above loans:
Call, Text, or E-mail Gilda, "Your Realtor of Choice for 100% home financing programs"
Gilda@GreaterTulsa.com
(918) 808-0224
Gilda Krantz-Smith
Realtor®/Consultant
Keller Williams® Realty
Interest Rates are at some of their lowest levels in history.
Take advantage of your buying power today!
Call, text or Email Gilda 918-808-0224 to get started with finding you a home today!
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