- Tulsa County Bond Money
Rate 5.20%, Down Payment Assistance-3.0%
Loan types allowed: FHA and VA
Property eligibility---Tulsa County
If seller pays all the closing costs, then the buyer gets in with a net cost of 0.5% FHA
No repayment is ever required for Tulsa County Bond. No second mortgage is filed.
for first time home buyers, or if you have not owned a home in 3 years, and do not exceed income limits
- State Bond Money Available
Rate 5.65%, Down Payment Assistance-3.5%
Loan types allowed: FHA, VA. RD and HUD 184
Property eligibility---entire state of Oklahoma
If seller pays all the closing costs, then the buyer gets in with a net cost of $0.00
For buyers that have not owned in 3 years and do not exceed income limits
Soft-second mortgage (0 interest) for the 3.5% assistance, prorated and completely forgive after buyer lives in house for 5 years.
- Rural Development Financing
for qualifying areas outside of Tulsa city limits
*No Mortgage Insurance!
*No Cash Reserve Requirements!
*102% of Appraised Value to Cover Closing Costs!
*No Cap on mortgage amount other than the Appraisal (plus 2% USDA-RD Fee)!
*6% Seller Concessions Allowed to cover closings costs!
*Gifts allowed and DO NOT NEED to come from relative!
*30 year fixed and no Mortgage Insurance added to pament!
*All Closing Costs can be included in the loan!
*Try USDA-RD BEFORE FHA because require NO DOWN PAYMENT!
*Standard Site Built Homes. No MFH, Modular, Log, etc.
*No appraisal or Sales Contract needed to submit!
*You can use your OWN APPRAISAL for the USDA-RD file!
*First Time Home Buyers Allowed!
*Minimum of only 620 on all borrowers to go No Money Down!
*No Declining Markets, all available at 100% LTV!
*http://eligibility.sc.egov.usda.gov
- Veteran Loans (VA)
for anyone who has served, or is now serving in our Military
Find out if you qualify for one of the above loans:
Call, Text, or E-mail
gilda@greatertulsa.com
(918) 808-0224
Gilda Krantz-Smith
Realtor®/Consultant
Keller Williams® Realty |
